We have FusionClick DiWa which is e-Wallet that is a software-based system that securely stores users’ payment information and passwords for numerous payment method. We may see that e-Wallet is a digital version of a traditional wallet that stores payment card information and facilitates electronic transactions. So far our e-Wallet mode is Closed wallet which is produced by client issuer and can only be used to transfer funds between the user/customer and e-Wallet issuer.

DiWa features :

• Server-based online electronic money with Mobile Number ID.
• CIF & Saving Account are not needed, but can be integrated.
• Transfer & Receive money from every bank channel & account (Transfer to other account with same CIF (ex: CASA) as source & destination account, Transfer to another account in the same bank, Transfer Online to Other Banks (ATM Prima & ATM Bersama).
• Electronic Mass Fund Transfer (e.g. upload payroll file).
• Bill Payment & Purchase to 3rd party which integrated with Bank (e.g. electricity, Telco/Airtime Reload, Go-Pay/OVO/Dana, etc.)
• Cash in / Cash out.
• OTP & Coupon Generator using QR code (QRIS).
• Transfer to unregistered diwa account.
• Manage Account (balance inquiry).
• Transaction History & Customer Activity.

DiWa integration with mobile app :

• Online Bank Account Opening for NTB with e-KYC or ETB.
• Registration DiWa with different customer categories & product types.
• Login with Biometric.
• Fraud Detection System API.
• Push Notification for transaction result.
• QRIS.

DiWa Backend modules :

• Back Office/Branch Web Portal.
• Parameter Setting Portal.
• Report & Reconcile Journal.