e-Wallet Server Based

We have FusionClick DiWa which is e-Wallet that is a software-based system that securely stores users’ payment information and passwords for numerous payment method. We may see that e-Wallet is a digital version of a traditional wallet that stores payment card information and facilitates electronic transactions. So far our e-Wallet mode is Closed wallet which is produced by client issuer and can only be used to transfer funds between the user/customer and e-Wallet issuer.

DiWa features :

  • Server-based online electronic money with Mobile Number ID.
  • CIF & Saving Account are not needed, but can be integrated.
  • Transfer & Receive money from every bank channel & account (Transfer to other account with same CIF (ex: CASA) as source & destination account, Transfer to another account in the same bank, Transfer Online to Other Banks (ATM Prima & ATM Bersama).
  • Electronic Mass Fund Transfer (e.g. upload payroll file).
  • Bill Payment & Purchase to 3rd party which integrated with Bank (e.g. electricity, Telco/Airtime Reload, Go-Pay/OVO/Dana, etc.)
  • Cash in / Cash out.
  • OTP & Coupon Generator using QR code (QRIS).
  • Transfer to unregistered diwa account.
  • Manage Account (balance inquiry).
  • Transaction History & Customer Activity.


DiWa integration with mobile app :

  • Online Bank Account Opening for NTB with e-KYC or ETB.
  • Registration DiWa with different customer categories & product types.
  • Login with Biometric.
  • Fraud Detection System API.
  • Push Notification for transaction result.
  • QRIS.


DiWa Backend modules :

  • Back Office/Branch Web Portal.
  • Parameter Setting Portal.
  • Report & Reconcile Journal.